Pets are just the most incredible additions to the family. They can bring companionship, purpose, exercise, and even security to a household. For all that a pet brings to your life, it makes sense that you would want to take care of them to the best of your abilities. In South Africa, this doesn’t end at feeding them a healthy diet. For many pet owners, this is starting to include having a pet insurance policy.
If you’re wondering if you should get pet insurance and what it costs, wonder no more. We have a simple review of the benefits that pet insurance offers, as well as a breakdown of the costs involved. This way, you can make an informed decision around how to best support your beloved furry family member.
Why Pet Insurance?
Most of the time, it’s touted that pet insurance in South Africa is crucial for providing financial security. What this means is that, depending on your policy, you could get cover for the costs of your pet becoming involved in an accident, falling ill, keeping up to date with vaccinations, and much more. Not forgetting the fact that you don’t even have to think about it, you can just go to a vet when your pet needs help without worrying about whether you can afford it.
Here’s a closer look at the benefits:
- Financial Security: By paying your claims, pet insurance helps you to manage expensive pet healthcare costs.
- Comprehensive Cover: Most pet insurers offer a comprehensive policy, which covers a whole range of things, from accidents and illnesses to routine check-ups, vaccinations, and dental care.
- Top Veterinary Care: Most insurers allow you the flexibility to choose your preferred veterinarian, so you can be absolutely sure that you trust your vet’s healthcare provider.
- Protection Against Unforeseen Expenses: Pet insurance has the power to shield you from unexpected, out-of-pocket costs.
- Tailored Plans: Some insurers give you the flexibility to choose your preferred level of cover, from something more basic or more comprehensive, depending on your needs.
- Peace of Mind: There’s something very reassuring about knowing that you can take care of your pets without worrying about the costs.
The Average Cost Of Pet Insurance
Let’s not pussy foot around and get straight to the point. The average cost of pet insurance in South Africa ranges between R100 and R500 per month. The actual amount that you would pay depends on a few factors, such as your pet’s age, the breed, the general health of your pet, and of course, the level of cover that you choose.
It’s tempting to get the basic plan, but it’s worth noting that the more comprehensive policies do offer incredible value for money. Usually, a comprehensive pet insurance policy will cover the costs of accidental injury, illness, hospitalisation, prescribed medication, emergency care, and routine care such as vaccinations and deworming.
As pet owners, we want the best for our furry companions and with pet insurance we’re in a position to make the best decisions for our pet’s health without being constrained by financial limitations. If you’re keen to find out what pet insurance could cost, then we can help you there, too.